Understanding Real Estate Commissions After the NAR Settlement: What Buyers and Sellers Need to Know

by Frances Baldwin

In the wake of a major legal settlement involving the National Association of REALTORS® (NAR), headlines have made it seem like real estate commissions are suddenly murky or unfair. But much of what’s being said—especially in mainstream media—misses the mark. Let’s unpack what really changed, why it matters, and how working with the right professionals can make all the difference in this new landscape.

What Actually Changed?

Before the settlement, real estate rules required sellers to publish what they’d pay a buyer’s agent right on the MLS (Multiple Listing Service). That number was visible to every agent, buyer, and broker—essentially turning it into a marketing tool.

Now, that public disclosure is no longer required on the MLS. But here’s the key:
Sellers can still offer to pay buyer’s agents. That’s not banned. The change simply means that compensation is now handled off-MLS—via the listing agreement or private broker conversations.

This shift promotes transparency and allows more flexibility in how fees are discussed and agreed upon.

As experienced agents, we help clients navigate this shift with clarity—making sure all compensation is discussed up front and handled professionally.

Why Are Commissions Still Around the Same?

Critics have suggested that agents are trying to “work around” the settlement to keep commissions the same. That’s not accurate.

The reality is simple: Most sellers still choose to offer buyer’s agent compensation because it helps sell their home faster and more smoothly.

Buyers’ agents do a lot of heavy lifting—vetting offers, scheduling inspections, negotiating terms, troubleshooting last-minute issues. Without that support, deals often fall apart. Smart sellers know this, and they’re not trying to cut corners on one of life’s biggest financial transactions.

We make sure our clients understand their options and make smart, strategic choices—whether they’re buying, selling, or both.

🔑 Key Takeaways for Buyers and Sellers

Sellers can still offer to pay buyer’s agents. The NAR settlement does not prohibit it—it only changed how it’s communicated.
Commissions are fully negotiable. There’s no set rate. We help our clients negotiate terms that reflect value and fit their unique situation.
Transparency has improved. Compensation discussions now happen early, directly, and in writing. We’re here to guide those conversations clearly and ethically.
Market conditions affect fees. In competitive markets, higher buyer-agent fees might help a home stand out. In slower markets, sellers may offer less. We help you read the market and adjust accordingly.
Agent value is real. Negotiation, contract strategy, vendor referrals, inspection navigation—these services can protect you from expensive mistakes. That’s why most clients still want professional help.
Compliance is key. We’ve updated our systems to meet new requirements and ensure every agreement is airtight and legally sound.

What This Means for You

Whether you're buying your first home, downsizing, or selling an investment property, it's more important than ever to have professionals on your side who understand the evolving rules—and how to use them to your advantage.

At [Your Company Name], we’ve embraced this new era of transparency and negotiation with confidence. We know how to structure deals that work in today’s market while protecting your bottom line.

Not sure how commissions work in your case? Let’s talk. We’ll walk you through every step and help you move forward with clarity and confidence.

Final Thoughts

Real estate commissions haven’t vanished—and for good reason. They reflect the expertise, time, and problem-solving that professional agents bring to a complex and high-stakes process.

The recent changes don’t remove the value of that service—they simply shift when and how the conversation happens. With the right guidance, these conversations become simpler, smarter, and more transparent.

We’re here to help you make sense of it all. Whether you’re buying, selling, or just exploring your options, reach out to us today. Let’s make your next move a confident one.