• Understanding Real Estate Commissions After the NAR Settlement: What Buyers and Sellers Need to Know,Frances Baldwin

    Understanding Real Estate Commissions After the NAR Settlement: What Buyers and Sellers Need to Know

    In the wake of a major legal settlement involving the National Association of REALTORS® (NAR), headlines have made it seem like real estate commissions are suddenly murky or unfair. But much of what’s being said—especially in mainstream media—misses the mark. Let’s unpack what really changed, why it

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  • Why Real Estate Remains a Smart Bet—Even When the Market Feels Uncertain,Frances Baldwin

    Why Real Estate Remains a Smart Bet—Even When the Market Feels Uncertain

    Lately, it feels like every time you scroll through headlines about housing, you're met with uncertainty. One article warns of a slowdown, another speculates about a crash, and yet another asks whether mortgage rates will ever come back down. It’s no wonder people are asking: is now really a good ti

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  • Local Spotlight: Colossus Bread – Elevating San Pedro’s Food and Coffee Scene,Frances Baldwin

    Local Spotlight: Colossus Bread – Elevating San Pedro’s Food and Coffee Scene

    At Excel Funding Real Estate Services, we’re all about supporting our community—and that means shining a light on the small businesses that make San Pedro such a special place to live. One of our longtime favorites is Colossus Bread and their new location in the Vivo apartment complex at Harbor and

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