• How the Fed’s Latest Rate Cut Could Affect Your Wallet,Frances Baldwin

    How the Fed’s Latest Rate Cut Could Affect Your Wallet

    The Federal Reserve just announced a quarter-point rate cut, its first in years — a move that could finally bring some relief from the high borrowing costs that have weighed on consumers and homebuyers alike. While the effects won’t happen overnight, this decision signals the beginning of a softer l

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  • Mortgage Rates Ease: What It Means for Homebuyers and Homeowners,Frances Baldwin

    Mortgage Rates Ease: What It Means for Homebuyers and Homeowners

    Mortgage rates have dipped again, giving both homeowners and buyers a reason to take another look at their options. Rates at Their Lowest Since Last Fall As of the first week of September, the average 30-year fixed mortgage rate fell to 6.50%, the lowest since October 2024. A weaker jobs report even

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  • J. Morrison Guitar Shop: San Pedro’s Local Gem for Guitar Lovers,Frances Baldwin

    J. Morrison Guitar Shop: San Pedro’s Local Gem for Guitar Lovers

    A True Neighborhood Find Tucked away on Mesa Street in downtown San Pedro, J. Morrison Guitar Shop is one of those rare local spots that feels like it was made just for the community. Run by Joel Morrison — a talented luthier with decades of experience — this small, independent guitar shop has becom

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